Com crédito mais difícil, fintech lança financiamento da entrada do imóvel
Tokenization,
Digitization,
Automation,
Management,
Monitoring,
Credit Origination and Management on the Blockchain
+R$1B
in credit originated and monitored with NGT infrastructure
+R$10B
in other real estate assets monitored with NGT infrastructure
Expertise and innovation together: NGT
NGT is an infrastructure that optimizes and brings greater operational efficiency, transparency, governance and traceability to credit origination and management operations. With customizable capabilities, our solutions can be used across every industry. Founded in 2025, NGT is born from the union of Opea, Brazil’s largest structured credit hub, and Growth Tech’s pioneering expertise in the tokenization of contracts and assets. The new company incorporates legacy systems and expands its reach with even more robust technologies to accelerate the digital transformation of the capital and financial markets.
Evolution: from traditional contracts to self-executing ones
Contract tokenization is the first step toward a truly digital credit market. That is why closing deals through Smart Contracts is essential: by tokenizing flows of information and capital, you naturally lay the foundation for a wide range of operations and new digital business models.
our core business:
Providing the infrastructure that revolutionizes and modernizes credit origination and management processes through Smart Contracts and Blockchain technology.
Chipped Receivable
Our infrastructure can be used in different markets.
Since receivables (credit rights a company holds against third parties) are widely used as backing and/or collateral for structured credit operations, we have developed capabilities and features that automate and monitor the receivables lifecycle in real time.
Transparency, traceability and greater security in your operations
Receivables are originated in deals formalized through Smart Contracts. At origination, each receivable receives a “virtual chip” that records, in real time, every event related to it, such as: issuance of payment slips and collection instruments, payments made, collections carried out, value adjustments, contract amendments, installment renegotiations, sale (assignment), fiduciary transfer, securitization, etc.
Transparency, traceability and greater security in your operations
Receivables are originated in deals formalized through Smart Contracts. At origination, each receivable receives a “virtual chip” that records, in real time, every event related to it, such as: issuance of payment slips and collection instruments, payments made, collections carried out, value adjustments, contract amendments, installment renegotiations, sale (assignment), fiduciary transfer, securitization, etc.
Our infrastructure was also built to automate the management of already-originated receivables and “chip” them at implementation through specific Onboarding procedures.
How our Infrastructure works
Easy to implement and use, any credit operation can be Smart
01
Originate credit on our infrastructure or Onboard credit that has already been originated.
02
Receivables are “Chipped” and become automatically managed and monitored.
03
Chipped Receivables form a digital Asset Hub that investors can access and trade.
04
Traded credits are packaged into Securitization Notes, which are paid in by investors.
05
Collection and reconciliation are automated, as is the management of the contracts involved in the operation (Smart Servicer).
06
Financial flows for investor payments are digitized and programmed.
Benefits of using our Infrastructure in your operations
100% digital infrastructure for credit operations, from origination to distribution
Real-time transparency, security, traceability and auditing
Smart Servicer for a wide range of businesses
Speed and cost reduction
Operational efficiency and cost reduction
Stronger governance and monitoring
Democratized access to the credit market
Originate and monitor your receivables automatically on the blockchain
We originate and monitor receivables from deals closed through Smart Contracts.
in the media
We have delivered numerous projects with leading market players.
Plataforma de ativos digitais em parceria com a startup Growth Tech para a tokenização de ativos.
Brasileira Growth Tech lança PropLedgers, ferramenta de assinatura eletrônica e registro em blockchain
Estratégias para a recuperação econômica têm foco em novas abordagens que priorizam o ambiente digital
…inteligência artificial criam jornada de atendimento totalmente digitalizada para a compra e o uso de unidades…
…blockchain, com cláusulas automatizadas que fazem dele um “smart contract” (contrato inteligente)…
…junto à Growth Tech, startup que desenvolve soluções em blockchain para o mercado imobiliário…
Growth Tech escolhe IBM Blockchain para oferecer experiência inovadora em serviços de cartório para brasileiros
A Cyrela fechou, em parceria com a startup Growth Tech, a primeira operação imobiliária do Brasil por meio do sistema de registro de operações
Desenvolver soluções no blockchain que deem maior agilidade e segurança a processos burocráticos é o que move a Growth Tech, startup de tecnologia com sede no Rio
Bem-vindo ao criptoverso: tecnologia do bitcoin extrapola finanças e inicia revolução no cotidiano
O volume representa 80% das frações digitalizadas lançadas no mercado. O projeto é da Growth Tech, startup pioneira em soluções de “blockchain” para o mercado imobiliário.
Frequently Asked Questions
It is credit originated in deals closed through Smart Contracts. In other words, the contract that originates the credit is natively digital, intelligent and self-executing.
Yes, any type. We have broad expertise in the real estate market, but the solution can be used for any kind of origination, such as agribusiness, commercial, financial, etc.
No. The solution is contracted as a service (SaaS: Software as a Service) and runs on cloud computing.
Yes. To avoid friction in your current processes, our solution was also built to integrate with legacy systems. In other words, we can integrate the systems your company currently uses with our solution.
Yes. Thanks to our solution’s features, built with cutting-edge technology, we replace Servicers and current BPO and Back-office providers. That is, we take services that are traditionally performed manually and deliver them in a digital, transparent, auditable, traceable and highly efficient way.
Through an electronic signing tool available on the platform itself. Parties can use simple electronic signatures (similar to the model used by DocuSign, etc.), advanced digital signatures (such as the ICP-Brasil digital certificate) or e-Notariado (a digital certificate issued by Brazilian notary offices).
The solution was developed in line with all data protection principles currently established in Brazil and worldwide. In other words, data is fully protected according to current market best practices.
Because it automates processes, reduces manual errors, eliminates unnecessary intermediaries, and produces and delivers information and data in real time.
There are no regulatory barriers or conflicts to using the solution, in any legal or administrative sphere.
Yes. The solution was built on flexible software modeling and architecture, which allows customizations to be implemented to meet specific, tailored business needs.
team
People are the main asset of any company
We believe people are the main asset of any company. That is why we make a point of keeping an experienced, engaged team dedicated to our projects and clients.
Hugo Pierre
CEO & Founder
Technology professional for 20 years. Spent 12 years in management and leadership roles at a multinational industry leader (Iron Mountain). Founded Growth Tech 8 years ago. Holds postgraduate degrees in Big Data & Data Science, Strategic IT Management and Project Management. PMP (Project Management Professional) certified by PMI (Project Management Institute) since 2011.
More efficiency and governance for your operations
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